How To Get Flood Relief Money From Government

Federal Emergency Management Agency

If a federal disaster declaration is issued for a disaster, you can apply to FEMA for disaster assistance. You may apply for this disaster assistance whether you have insurance or not. On September 6, 2021, President Biden approved an expedited major disaster declaration to help eligible New Yorkers recover from the flood damage caused by the remnants of Hurricane Ida. As of September 24, 2021, Bronx, Kings, Nassau, Queens, Richmond, Rockland, Suffolk and Westchester counties have been approved for individual assistance, which provides direct relief for individuals and homeowners. We advise you to continue to monitor the FEMA website for updates.

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Uganda Floods And Landslides

On 12 October 2021 the International Federation of Red Cross and Red Crescent Societies launched an emergency appeal to support the Uganda Red Cross Society in providing immediate assistance to approximately 11,000 people for three months. The operation will focus on the provision of essential non-food items to displaced households, as well as support for safe water and sanitation services and healthcare in affected communities throughout Uganda.

Canada is supporting this emergency relief operation through the Canadian Red Cross Society. For more details on this emergency operation supported by Canada, refer to: Emergency Plan of Action: Uganda – Floods, Landslides, and Hailstorms.

2021-07-23Urban Violence

When Can People Apply For Disaster Financial Assistance

Applicants can start the process after the GNWT has announced that it is applying the Disaster Assistance Policy in an area. Registration forms are provided to guide applicants through the eligibility and requirements to apply for disaster assistance. It is important to register as soon as possible so the GNWT can begin facilitating the process, especially if the disaster has affected an entire community or many people.

GNWT Pathfinders can assist residents with the disaster DAP application process. To reach out to a Pathfinder, contact:

• Cleanup and disinfection that if not done would result in more damage
• Urgent work that prevents further damage

See the Handbooks for Residents, Small Businesses and non-profit organizations, and Local authorities in MACA Flood Recovery Resources for more guidance on eligible expenses.

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Comoros Tropical Cyclone Kenneth

On April 29, 2019, the International Federation of Red Cross and Red Crescent Societies launched an emergency relief operation to support the Comoros Red Cross Society in providing immediate assistance to approximately 2,500 people for three months. The operation will focus on the provision of shelter and basic household items, water and sanitation, and healthcare for people affected by Tropical Cyclone Kenneth.

Canada is supporting this emergency relief operation through the Canadian Red Cross Society. For more details on this emergency operation supported by Canada, refer to: Emergency Appeal: Comoros Tropical Cyclone Kenneth.

2019-04-15Flood

Will The Gnwt Be Replacing Homes In Hay River That Are Damaged Beyond Repair

• No. Property owners are responsible to make the decision to repair or replace their homes. Disaster assistance is available for eligible costs.
• Property owners should take steps to start replacement of their homes as soon as they are able to and/or once have their detailed damage assessments. They should keep copies of all receipts, contracts and other documentation to provide with their claim for disaster financial assistance reimbursement.

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Matt Gaetz Is Asking The Government To Fund Hurricane Ian Disaster Relief In Florida Days After He Voted Against Fema Aid

• In a tweet on Sunday, Matt Gaetz asked Congress to send financial aid to Florida.
• Gaetz said he was asking for help “on behalf of my fellow Florida Man in grave need of assistance.”
• Gaetz was among the 201 Republicans who voted no to a bill that carved out cash for FEMA.

Florida Rep. Matt Gaetz is calling for the US to send aid to Floridians in the aftermath of Hurricane Ian but he also voted “no” to a bill that carved out cash for the Federal Emergency Management Agency, or FEMA, to do just that.

In a tweet on Sunday, Gaetz appealed for help after Hurricane Ian battered Florida. Ian was a Category 4 storm when it made landfall and pummeled the Florida coast, killing at least 76 people.

“Dear Congress: On behalf of my fellow Florida Man in grave need of assistance. Just send us like half of what you sent Ukraine. Signed, Your Fellow Americans,” Gaetz wrote on Twitter.

Dear Congress:

On behalf of my fellow Florida Man in grave need of assistance.

Just send us like half of what you sent Ukraine.

Signed,

Matt Gaetz

Gaetz’s appeal for funding came two days after he and 200 other Republicans voted against a stopgap measure that sought to fund the government through December. Among other provisions, the bill also gave $18.8 billion to FEMA’s disaster relief fund, $12 billion in aid for Ukraine, and $112 million to beef up security at federal courts.

A representative for Gaetz did not immediately respond to Insider’s request for comment.

Democratic Republic Of The Congo Volcanic Eruption

On 24 May 2021, the International Federation of Red Cross and Red Crescent Societies launched an emergency relief operation to support the Democratic Republic of the Congo Red Cross Society in providing immediate assistance to approximately 12,500 people for 3 months. The operation will focus on health interventions, emergency shelter and household items, and restoring family links.

Canada is supporting this emergency relief operation through the Canadian Red Cross Society. For more details on this emergency operation supported by Canada, refer to: Emergency Plan of Action: Democratic Republic of the Congo – Volcano Eruption .

2021-05-31Flood

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Emergency Disaster Assistance Fund

The Emergency Disaster Assistance Fund is a draw-down fund administered by the Canadian Red Cross Society that allows for immediate Canadian support to International Federation of Red Cross and Red Crescent Societies emergency operations in response to sudden-onset small- and medium-scale humanitarian situations, including natural disasters, non-recurrent health epidemics, and conflicts. The EDAF increases the effectiveness and timeliness of assistance to crisis-affected people.

Additional Help For Low

If you live in a low-income household, you can apply to get:

• $500 deductible waived
• reimbursed for repairs to damage caused by a sewer backup

To be eligible, the total income for all adults in your household must be below the threshold shown in the low-income thresholds table. You can add the net income from line 236 of notice of assessment from the Canada Revenue Agency .

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Background: Massive Losses Expected In Shaky Insurance Market

Catastrophe modeling firm Karen Clark & Company estimates Hurricane Ian will lead to a privately insured loss of $63 billion and cause a total of $100 billion in damage, the largest hurricane loss in Florida’s history.

That figure also would make Ian the hurricane with the second-highest insured loss in U.S. history, behind just Hurricane Katrina, which caused $89.7 billion in damages when converted to 2021 dollars, said Mark Friedlander, spokesman for the Insurance Information Institute.

According to the Insurance Information Institute, Florida has the highest property insurance rates in the nation. Florida homeowners pay an average of $4,231 per year for property insurance, nearly three times the U.S. average of $1,544, Friedlander said.

Property insurance rates in the state increased by 33% between 2021 and 2022 and by 27% between 2020 and 2021, he said.

Even before Hurricane Ian, the state’s insurance industry was in trouble. Several insurers have failed or stopped writing policies. Florida insurers posted underwriting losses of more than $1 billion for each of the last two years, Friedlander said, and 27 companies that primarily write homeowners insurance are on a watch list by the state’s insurance regulator over concerns about their financial health.

What Assistance Is Available For Structural Engineering

Upon request, the GNWT will arrange and pay for a structural engineering assessment if there are reasonable concerns about the structural stability of your home. You can then use this assessment in deciding what you want to do with your house with regards to repairing it or replacing it.

In addition, the GNWT will also arrange for and pay for the structural engineering assessment and design if raising your house is determined to be a viable and necessary mitigation technique to protect your house against future floods.

If a resident chooses to arrange and pay for their own structural engineering assessment for repairs or mitigation, they are responsible for the associated costs. These costs may be included in either the disaster assistance claim or the mitigation claim.

All expenses will be assessed for eligibility for disaster assistance.

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South Africa Severe Thunderstorms

On 28 December 2021 the International Federation of Red Cross and Red Crescent Societies launched an emergency appeal to support the South Africa Red Cross Society in providing immediate assistance to approximately 5,000 people for four months. The operation will focus on the provision of cash grants to ensure access to food for displaced households, as well as support for safe water and sanitation services and healthcare in affected communities.

Canada is supporting this emergency relief operation through the Canadian Red Cross Society. For more details on this emergency operation supported by Canada, refer to: Emergency Plan of Action: South Africa Severe Thunderstorms .

2022-01-28Floods

Adjusters Appraisers & Umpires

After you declare a loss, an adjuster will be sent by your insurance company to examine damage and provide an estimate of the cost of repair or replacement. If you reach an impasse in negotiating a settlement with your insurance company, you may want to consult an attorney or hire a licensed public adjuster to act on your behalf. If an agreement cannot be reached, your policy provides for an appraisal process. Every homeowner, tenant, cooperative apartment and condominium policy issued in New York contains a provision for you and your company to select a competent and disinterested appraiser. Your insurer will select one as well. The two appraisers, in turn, select an umpire.

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Central African Republic Floods

On September 2, 2019, the International Federation of Red Cross and Red Crescent Societies launched an emergency relief operation to support the Central African Red Cross Society in providing immediate assistance for three months to approximately 5,600 people affected by floods in the city of Paoua. The operation will focus on the provision of shelter, distribution of household items, as well as health and water, sanitation and hygiene services to affected populations.

Canada is supporting this emergency relief operation through the Canadian Red Cross Society. For more details on this emergency operation supported by Canada, refer to: Emergency Plan of Action: Central African Republic Floods in Paoua.

2019-08-22Flood, Monsoon

Disaster Financial Assistance Does Not Cover The Following:

• Damage, loss, depreciation, or deterioration not caused by the disaster
• Damage outside the area identified
• Damage or loss that were preventable or insurable at a reasonable cost.
• Costs covered by insurance or any other source of funding
• Non-essential losses
• Inappropriately stored items
• Costs associated with personal or animal injuries.
• Insurance deductibles
• The cost of repairing or replacing a home if it was built in an area after it was known or designated as being disaster-prone .
• Note: if mitigation measures have taken place, or a flood level exceeded the historic high-water mark, the cost of repairing or replacing a home may be eligible.

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Who Is Responsible For Paying For Flood Recovery

Residents, small businesses, including non-profit organizations, and local authorities are expected to use their insurance first to cover the loss or damage of anything that is insurable. The Disaster Assistance Policy will help with eligible costs that are not covered by any other funding source to ensure that basic needs are met. The DAP is not an insurance program to recover all losses it is limited to essential items, the loss of which is neither preventable or insurable.

When Will Money Arrive

In a catastrophic event like a hurricane, it’s hard to say. In a normal case without a hurricane, it could take about 30 days for a government program and a few weeks for a private plan, Delaney said.

For people who need money right away, FEMA said policyholders can ask their insurance company about advance payments to receive up to $20,000 to jumpstart recovery.

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Fiji Tropical Cyclone Yasa

On 17 December 2020 the International Federation of Red Cross and Red Crescent Societies launched an emergency relief operation to support the Fijian Red Cross Society in providing immediate assistance to approximately 17,698 people for 1 month. On 29 December 2020 the IFRC launched a revised emergency relief operation to support the Fijian Red Cross Society in providing additional assistance to approximately 12,531 people for 6 months. The operation will focus on the areas of shelter, health, WASH and Protection, Gender and Inclusion while mainstreaming COVID-19 precautions throughout activities.

Canada is supporting this emergency relief operation through the Canadian Red Cross Society. For more details on this emergency operation supported by Canada, refer to: Emergency Plan of Action: Fiji – Tropical Cyclone Yasa

2020-12-14Flood

Democratic Republic Of The Congo Ebola Outbreak

On April 28, 2022, the International Federation of Red Cross and Red Crescent Societies launched an emergency relief operation to support the Democratic Republic of the Congo Red Cross Society in providing immediate assistance to approximately 408,265 people for 4 months. The operation will focus on Risk Communication and Community Engagement, safe and dignified burial, provision of health services, psychosocial support, and protection activities.Canada is supporting this emergency relief operation through the Canadian Red Cross Society. For more details on this emergency operation supported by Canada, refer to: DRC: Ebola Virus Disease Outbreak .

2022-05-10Measles Outbreak

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Niger Food Insecurity Crisis

On May 9, 2022, the International Federation of Red Cross and Red Crescent Societies launched an emergency relief operation to support the Red Cross Society of Niger in providing immediate assistance to approximately 283,830 people for 24 months. The operation will focus on the provision of multipurpose cash and voucher assistance, and to support nutrition activities. Canada is supporting this emergency relief operation through the Canadian Red Cross Society. For more details on this emergency operation supported by Canada, refer to: Emergency Plan of Action: Niger Food Insecurity Crisis .

2022-04-21Flooding

Nepal Monsoon Floods And Landslides

On 4 September 2021, the International Federation of Red Cross and Red Crescent Societies launched an emergency relief operation to support the Nepal Red Cross Society in providing immediate assistance to 7,500 people for six months. The operation will focus on health, livelihoods, protection, shelter and water, sanitation and hygiene.

Canada is supporting this emergency relief operation through the Canadian Red Cross Society. For more details on this emergency operation supported by Canada, refer to: Emergency Plan of Action : Nepal – Monsoon Floods and Landslides .

2021-10-12Flood, Landslide

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Matt Gaetz Votes No On Relief Money As Florida Grapples With Hurricane Ian Aftermath

Rep. Matt Gaetz , a Florida native and lawmaker, voted against a measure to free up millions of dollars in disaster relief for the Federal Emergency Management Agency.

Gaetz was one of several House Republicans on Friday who voted against a resolution to allow FEMA to use up to $15 million from the Disaster Relief Fund, Newsweek reported.

The bill passed in both the House and the Senate, and it awaits President Joe Bidens approval.

The vote comes in the same week that Hurricane Ian killed dozens of Florida residents, flooded communities, and destroyed homes and businesses.

Gaetz and other GOP lawmakers added their names to a letter that said theyd do what is necessary to stop funding the Biden administration, according to the news site.

Any legislation that sets the stage for a lame duck fight on government funding gives Democrats one final opportunity to pass that agenda, the letter said.

Rep. Matt Gaetz walks down the House steps on Friday.

Gaetz is no stranger to voting against hurricane relief as the lawmaker didnt vote in favor of a $15 billion relief package as Hurricane Irma which led to at least 92 deaths in the contiguous United States approached Florida in 2017, the Miami Herald reported.

Gaetz did, however, pass a separate $7.5 billion hurricane relief bill earlier that week.

The $15 billion package was linked to a deal between Democrats and then-President Donald Trump to raise the debt ceiling and fund the government until December 2017.

Can People Get Disaster Assistance If They Have Insurance

Yes. Disaster Financial Assistance can pay for expenses not covered by your insurance. However, it is a good idea to talk to an insurance provider to discuss coverage and explore options to reduce financial stress after a disaster. If you do not have insurance, the Insurance Bureau of Canadas Consumer Information line can also help you understand the options that are available: 1-844-227-5422.

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Who Is Eligible For The Disaster Recovery Payment

To get it, you or a dependent child must

• Be an Australian resident or hold an eligible visa

• Live or work in an eligible local government area

• Be 16 years or older at the time of the floods or getting a social security payment

• Have been seriously affected by the storms and floods. For example, you were seriously injured, are the immediate family member of an Australian citizen or resident who died or is missing, or the flood caused major damage to your home.

QLD residents in the following LGAs in Queensland have until 1 September 2022 to claim a Disaster Recovery Payment