Few Grants For Individuals
Most federal grants are awarded to organizations, institutions, and state and local governments planning major projects that will benefit specific sectors of the population or the community as a whole, for example:
- A neighborhood street paving project
- A statewide program to retrain displaced workers
- A project to attract new businesses to a depressed downtown area
- A regional water conservation program
- A state or county-wide flood control project
Organizations that get government grants are subject to strict government oversight and must meet detailed government performance standards during the duration of the project and funding period of the grant.
All project expenditures must be strictly accounted for and detailed audits are conducted by the government at least annually. All granted funds must be spent. Any money not spent goes back to the Treasury. Detailed program goals must be developed, approved and carried out exactly as specified in the grant application. Any project changes must be approved by the government. All project phases must be completed on time. And, of course, the project must be completed with demonstrable success.
Failure on the part of the grant recipient to perform under the requirements of the grant can result in penalties ranging from economic sanctions to prison in cases of improper use or theft of public funds.
Great News You Are Eligible To Receive A Government Grant
The government does not contact individuals to award grants for which there has been no application. An individual who makes this claim is not from the government and could be trying to collect private personal data from you, such as your Social Security number, bank account number or other such information.
Who Can Get A Grant
The federal government awards grants to organizations including:
State and local governments
The intent of most grants is to fund projects that will benefit specific parts of the population or the community as a whole. What you might see about grants online or in the media may not be true. The federal government does not offer grants or free money to individuals to start a business or cover personal expenses. For personal financial assistance, the government offers federal benefit programs. These programs help individuals and families become financially self-sufficient or lower their expenses.
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Apartment Grants & Rental Assistance Programs
The house rent is going up and you are in bad condition to pay the house rent. In this case, everything is invisible. But you dont have to worry because there are federal grants to assist you when you are in need. Federal grants truly can help to meet up apartment rent or rental assistance.
Additionally, this grant program enables low-income people to get affordable housing or meet up the financial crisis so that they dont have to move to another place after being displaced. The U. S. Department of Housing and Urban Development has a number of programs and grant programs to make sure the low-income people can avail it for housing problems.
Find Money For Child Care
Day care is a major expense for many families. Annual costs for infant care range from just shy of $5,000 in Mississippi to more than $22,600 in Washington, D.C., according to the Economic Policy Institute, a nonprofit organization focused on low- and middle-income workers.
The Child Care and Development Fund can help ease the burden for low-income families. Administered by the U.S. Department of Health and Human Services, the fund gives states, territories and tribes money to distribute to families to help pay for child care. Grants are income-based and typically cover care for children under 13. Find the Child Care and Development Fund contact for your state.
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This Type Of Federal Grant Does Not Require An Application
Every grant from the federal government involves an application submitted through a government website, such as Grants.gov. Also, you cannot apply for federal grants over the phone or via email. Any individual claiming that a grant does not require an application, or requires only a phone call or an email, is attempting to scam you.
An Introduction To Grants
In general, grants are sums of money paid for a specific cause or aim, which provide assistance to the receiver without providing any direct benefit to the issuer, whether they are from a government or private source. They are used for many purposes in many areas, from easing financial hardship to promoting commercial or social development, and its estimated that at any one time there are over 50,000 separate grants available for application, with federal grants alone worth around $425 billion a year.
Financial awards like this are available from several distinct sources and can cover a wide range of needs. Some grants are restricted to certain sections of the population, particular regions of the country, or even individual tightly defined projects, but the sheer number of grants available means that if you have a legitimate need in any of the areas covered, then its worth investigating whether or not you may qualify.
Grants should be distinguished from welfare or pure charity. They are not in general intended to help the underprivileged with the everyday costs of life, but to assist with a defined purpose that will usually benefit the wider community in some way.
Also, a grant should not be confused with the various kinds of development loans, or the newest forms of alternative financing, that are available.
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Who Offers Legitimate Grants
There are a few federal grant programs for for-profit companies and many state/county economic development financial assistance programs. At the federal level, the SBA has disaster recovery grantsthink Hurricanes Katrina and Sandy.
Also, some agencies, like National Institutes of Health and the Defense Department, participate in the Small Business Innovation Research program which helps companies research tech innovations for possible commercialization in areas that are of interest to these agencies.
At the state/county level, there are many financial assistance programs that foster company and job creation in their respective geographic areas. These take the forms of loans, equity investments and occasionally grants.
Government Grant Money For Housing Food Mortgage And Rent Hardships
There are grants available from both the federal government as well as local charities that focus on housing needs. Some of them will offer assistance with paying rent while others will address additional costs. This may include a grant to pay for household items, counseling, and anything the family needs. Find some resources that show families how to locate.
Each year the federal government disburses grants to local charities and non-profits as part of the EFSP – Emergency Food and Shelter Program. While the scope of the hardship program is limited and not all communities participate, when it is available free grant money can be used to pay for a variety of basic needs. This can include a rent or mortgage payment, security deposits, moving costs, or food supplies. Read more .
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How To Find The Right Government Grants For Individuals
Finding government grants can be a bit difficult for you in case you are new in this process. There are a bunch of grants and government funding but you dont understand which one is best for you.
It is a really common question when you know nothing. Before getting any government grants, the first thing is that you need to study a little or do more research on the grants and consequences after getting grants.
More importantly, finding an appropriate platform can be at ease to let you go forward eliminating the curse of poverty or the bad situation of your life. So, it is better to visit the grants.gov to get extensive research and more authentic information for you. This site will help you get the exact information according to your reality and crisis indeed.
Grants And Federal Domestic Assistance
Guidance and key resources to help eligible grantseekers find information on federal grants, loans, and nonfinancial assistance, as well as on private funding.
Prepared by the Congressional Research Service for the U.S. Senate, updated July 2019.
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How Government Grant Scammers Try To Trick You
- Scammers reach you in lots of ways. You might see ads online for government grants. Scammers might call you, but use a fake caller ID so it looks like theyre calling from a federal or state government agency. Some send texts or emails, saying you may qualify for free money from the government.
- Scammers make big promises. They might say you can use this so-called free money or grant to pay for education, home repairs, home business expenses, household bills, or other personal needs.
- Scammers try to look official. Besides faking their phone number, theyll pretend theyre with a real government agency like the Social Security Administration. Or, theyll make up an official-sounding name of a government agency, like the Federal Grants Administration, which doesnt exist.
- Scammers ask you for information or money. Government grant scammers might start by asking for personal information, like your Social Security number, to see if you qualify for the grant . Then theyll ask for your bank account information maybe to deposit grant money into your account or to pay for up-front fees. But sometimes, scammers will ask you to pay those fees with a gift card, cash reload card, money transfer, or with cryptocurrency. And thats always a scam.
- Scammers try to be convincing. They might even promise a refund if you arent satisfied. But thats a lie. Once you give your bank account information, or pay fees, your money will disappear. And, youll never see the grant they promise.
Get Help With Utility Bills
Need help paying your heating or phone bill? These programs may be able to help:
The Low Income Home Energy Assistance Program helps low-income households cover heating and cooling costs. Grants are issued via states, which receive funding from the Department of Health and Human Services. Each state sets its own eligibility requirements, including income levels.
The Lifeline program offers discounted phone or internet service. You must meet certain eligibility requirements.
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You Have Been Awarded A Federal Grant That You Can Spend Any Way You Like
Federal grants are usually awarded for specific programs, research or projects most often to local governments, organizations, institutions and universities. Beware of any individual who promises a government award that can be spent on paying down tuition or credit card debt, or home electronics and décor.
What Are Personal Grants
These federal grant opportunities are pretty much money packages or business funding from an organization or governmental agency that the recipient does not need to pay back. Personal grants can be used for a variety of reasons, such as health care, personal expenses, child care, home improvement, and more. Whatever purpose you decide to use them for, grants are there for you when you experience difficult circumstances outside of your control.
These personal grants differ much from housing grants or business grants since the two aforementioned grants dont help you with your daily livelihood. Personal grants allow you to ease financial stress and start afresh with renewed motivation. Best of all, you dont have to pay them back once youre on your feet again.
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You’ve Won Free Money Just Send Me $$$
No legitimate federal government employee would ever call you and tell you that you qualify or have been approved for a grant for which you never applied. Protect yourself from scammers that tell you that you need to pay a small processing fee to qualify to receive a grant for education costs, home repairs, home business expenses, or “money for nothing” grant offers.
Understanding The Grant Process
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How Best To Find Information
Grants For Small Business
Its a common misconception that the Small Business Administration offers grants for small business start-ups.
Except in a very limited range of cases, which mainly involve grants to companies involved in scientific research and development of cutting edge high-tech industry, the SBA does not give funds directly to new business.
If your business is involved in one of these fields, then grant founding may be available through the Small Business Innovation Research Program. In 2014, about 300 such grants were made, averaging around $625,000 each. Otherwise, help from the SBA will come mainly in the form of government-backed small business loans.
While these loans arent true grants, as they must be repaid, the fact that the SBA insures these loans means they can be easier to get than ordinary commercial finance, and can be of great aid to new and developing businesses.
See US Small Business Administrations Starting a Small Business resources for more information on government-backed small business loans.
In terms of non-repayable grants, it is at the lower level of individual states where business grants are more likely to be found, although even then the chances of getting a general-purpose grant for starting or expanding a business are limited.
States tend to offer grants for particular business activities with a wider benefit to the community, such as:
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