Small Business Development Centers
Once youve exhausted your searches for grants from federal agencies, the next stop on your list should be local and state business grants. You may be able to hit paydirt and find some of these on your own, but theres a free, local resource that may help.
Small Business Development Centers are a business owners best friend. Local, regional, state, and national offices mentor small business owners and help them understand business financing options, craft marketing strategies, and connect to other local business owners .
One thing they can help with is navigating the grant process. Very few people have as much visibility as SBDC advisors do on the local business grant scene. Its the one appointment you cant afford not to make when searching for small business grants.
Get Assistance With Utilities
The average American spends over $300 a month for basic utilities. Its easy to see how these bills can be difficult to manage for someespecially in the summer or winter months. The governments LIHEAP provides funds to those in need across the nation.
These grants are available to assist residents with their heating and cooling expenses. They are managed through state programs . To search for your states available programs and aid, visit the LIHEAP website here.
Down Payment Assistance: How To Get Help Buying A House
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If you want to become a homeowner, but you dont have enough cash for a down payment, a state or local down payment assistance program might be able to help.
Most states and many counties and cities offer grants and no-interest loans to help home buyers pay for down payments and closing costs.
» MORE: See closing costs, mortgage fees explained
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Business Grants Vs Business Loans
As discussed above, with a grant you do not have to repay the funds. However, if you have just launched your business or you’re in the early startup phase, you may not be eligible for many grants. Another potential limitation with grants is that many grants have strict requirements concerning the grant application process and the grant proposal. If your application or proposal doesn’t meet the specific requirements mandated by the agency, your request will be rejected.
If you’re just starting out in business and it’s unlikely that you will be awarded a grant, you may want to consider a business loan. One advantage of a business loan is that you can secure the capital you need to meet your needs, whereas with a grant, the amounts are fixed and may not sufficiently meet your company’s needs. Another advantage is that some lenders may have more relaxed requirements, such as a lower minimum monthly income or lower minimum time in business.
Fema Individual Disaster Assistance
If your house has been damaged or destroyed by a disaster that hit your area, then you can benefit from the FEMA Disaster Assistance program.
This programs help individuals and families recover from a disaster, especially those who have either lost their homes or have damaged houses as a result of the disaster. It is open to both renters and homeowners. The FEMA assistance cannot cover the same assistance provided by your insurance company, but it can help with the expenses not shouldered by the insurance.
Recommended Reading: Government Dental Grants For Seniors
Government Hardship Business Grants
There are many grants available by state and federal government which helps small businesses, startups and emerging businesses to grow in their hard time. If you are already in business or planning for a new one government grants for business can help you a lot in the initial phase. What you need to do just research a local charity, government authority, or public and private organizations that help for small business grants.
The USA government Truly believe that New business and startups are compulsory for economic development. New business offers new jobs as well as they contribute to economy tax revenue too. There are many grants available like low-interest loans, Startups expansion programs, skill development training, free counselings.
Trim Cut Down Your Expenses
Trim App is more or less a new evolving platform that the majority of people are obsessing over. This tool goes through your monthly spending and finds quick and easy loopholes to help save money.
Trim negotiates cable, internet, phone, medical bills, cancels old subscriptions, and more. It also helps find better car insurance plans in comparison to the one you have now.
This doesnt necessarily help put direct free money into your account every month, but it helps in saving up a lot, almost more than 5%, which is pretty amazing.
You can now earn a 4% Bonus on your Savings Grow your money with a high-yield savings account. Get Trim and start saving right now!
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How To Get Free Money On Paypal
Its possible to get money through PayPal for simple tasks like shopping online and engaging with ads. These are things that you normally do already, so why not get paid in the process.
Your time is rewarded in cash, points that can be redeemed for credits such as Steam game codes, and shopping gift cards. Here are my top picks for free PayPal money:
Example Of A Government Grant
The performing arts is one popular category for many government agencies awarding grants. For example, in early 2019 the U.S. Embassys Public Affairs Section in Moscow sought grant applications to identify and select American artists and performers to bring to Russia for short-term programs in the fields of music, dance, theater, film and television acting, and culinary arts.
Eligible applicants could include nonprofits, small businesses, and public or private universities grantees could receive up to $650,000 to produce performances in Russia. The goals of the grant included strengthening “people-to-people ties” between the U.S. and Russia and “showcasing American values by presenting the full range of American creativity and innovation.”
Read Also: Government Grants For Dental Implants
Get Your Phone Bill Paid For
The federal government has offered to assist families in America with low income in getting their phone bills paid.
With the Covid 19 crisis low-income generating families Lifeline company offers a 15% discount per month. The discount can last for a year or more. Get $2,000 free money by getting your phone bill paid for by Lifeline.
Link-up is another government program that assists in telephone installation deposits.
Organizations Can Help Unemployed In Hardship
Organizations can help you after you have exhausted the extensions, many local governments and private organizations may be able to offer you more help. Unlike unemployment benefits, these groups offer food, bill payment or help in finding employment based on need rather than your employment history. Often the need has to be applied and tested. You can find a list of these organizations on the website of your claims status or by contacting the local Social Security office.
Read Also: How To Get A Grant To Start A Trucking Business
Who’s Getting An Extra Pandemic Payment From The Government
Agriculture Secretary Tom Vilsack announced earlier this week that the government will be distributing a one-time $600 pandemic relief grant payment to U.S. meatpackers and farmworkers as part of a new $700 million aid program.
Per multiple reports, the goal of issuing this money to the farmworkers and meatpacking workforces, which are comprised of a large number of low-income, immigrant workers, is to help this workforce recover from the hit they sustained due to the pandemic. This money will also help recoup what these workforces spent out of pocket on unpaid leave and protective equipment to keep the nation’s food chains running.
Employees in both industries were required to show up for work through the pandemic, even as the rest of the nation shut down to slow the spread of the virus. This forced many farm and meatpacking workers to shell out money for their own protective equipment, like masks and gloves, to lower the chances of catching the virus.
“They’ve often taken significant personal risk to make sure the rest of us can feed our families,” Agriculture Secretary Tom Vilsack said.
Adding to the financial burden was the fact that food-service employees, which include farmworkers and meatpacking employees, fell ill with COVID-19 at a much higher rate than the rest of the population. This forced many, many farmworkers and meatpacking employees to take unpaid leave, and added to the financial burdens for an already cash-strapped group.
Hardship Grants Provide You Fast Cash
At present there are a large number of individuals that are in a bad financial situation and who desperately need to acquire cash, either from a help, loan, credit or subsidy, to address unique issues or unforeseen events. Occasionally, that little contribution of cash thats required can provide a great boost to the individual and this feel calmer and able to deal with the urgency which may have arisen.
Because of the delicate state of the labour market, a lot of people have lost their jobs but cant stop paying their monthly bills for electricity, gas or water, amongst others. In some instances some savings might have been saved, although sadly it is cash that usually doesnt last long, especially when you have family charges and other costs that cant be put aside in any manner. Saving is always recommended but in some situations it becomes an unlikely option because of the number of expenses that daily entails.
Recommended Reading: Start A Trucking Company Grant
Government Hardship Grants Application Where To Find It
It is very easy to apply for hardship Grants or emergency financial assistances, You have two mode of application procedure, due to current situations offline mode of application process has been stopped. you can easily apply and find the application and can apply for the most suitable hardship assistance provided by the government for you.
Tips For Managing Your Finances
- To ensure you can retire and achieve your other financial goals, you need to be in control of your finances. A financial advisor can help with this. Finding a qualified financial advisor doesnt have to be hard. SmartAssets free tool matches you with up to three financial advisors in your area, and you can interview your advisor matches at no cost to decide which one is right for you. If youre ready to find an advisor who can help you achieve your financial goals, get started now.
- If youre not ready to work with an advisor, creating a stringent budget a good first step towards mastering your finances. SmartAssets budget calculator can help you start.
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Get Free Money From The Government
Is it really free money if theyre just giving you some of your own tax dollars back? Jokes aside, check out what programs might be available at Benefits.gov.
Even if there isnt another stimulus check coming, I found over 100 other federal, state, and local financial assistance programs.
And if you run a business or organization of any kind, you owe it to yourself to become familiar with Grants.gov. This is the official database of government grants you can apply for.
Warning About Free Money Scams
The idea of getting free money from the government is so appealing that some people are willing to spend money to get it.
As you might have imagined, some people see this as an opportunity to make money for themselves by selling the dream of free money to interested people.
There are tons of books and programs by so called gurus that supposedly show you tons of ways to get free money out of U.S. government.
One of the most famous ones is a book by Kevin Trudeau, Free Money They Dont Want You to Know About.
This guy has been convicted of larceny and credit card fraud in the early 1990s and sued by the FTC in 1998 for making false or misleading claims in his infomercials promoting his books.
Scammers like this guy have been making tons of money by selling the free money dream.
Please be careful.
Dont waste your money on these scams.
There is no secret that these people can tell you about.
You can find all the information you need about any kind of financial aid program that the government has put in place, without buying useless books.
You just learned about some of them through this post.
You can find out about other programs through various websites, especially websites of different government agencies.
Also, please realize that the U.S. government is not going to literally hand you money.
You cant just walk in there and expect the government to hand you a briefcase full of free cash.
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What Are Government Grants For Economic Hardship
Federal grants have the purpose of providing financial assistance to provide public services and build the economy by providing government funding for projects. Nonprofits, universities, states, and local governments are only eligible for certain government grants That can be helpful further to low income families, students, single mothers, Homeless, Veterans and many other needy people.
To Help With The Cost Of Phone Bills And Internet
- Where to find it:
Lifeline is a government program designed to make communications services more affordable for people on a low income.
So, if youre finding it tough to pay for wireline and wireless services, then you should definitely check out this program.
Each month, Lifeline gives you a discount on $9.95 discount on services, such as telephone service and broadband purchased from participating providers.
Its designed to give people on a low income affordable broadband and get access to the jobs, education and opportunities it provides.
Check out the guidelines for eligibility on FCCs official website its available to people on a low income, but also to those who participate in certain assistance programs.
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What Are The Income Guidelines For Hip
There are two income guidelines to follow under this program. One is for Alaska and the other is for the Lower 48 states. The program also follows the first need ranking factor as determined by the Annual Household income. Only those with household income not exceeding 150 percent of the poverty guidelines set by the national government are eligible for the HIP.
This means all applicants are ranked according to total numerical value or points. The ranking factors are based on the following:
- If an aged person is residing in the home
- Annual household income of the applicant
- If a disabled individual is residing in the home
- Family size
- Overcrowding at home
Get Money For Your Junk Mail $20+ Per Year
The Small Business Knowledge Center pays people to send them their junk mail. What they do with it, Im not entirely sure, but participants earn as much as $20 every couple months.
The company provides postage-paid envelopes and it sounds like an interesting way to get rid of your junk mail instead of just tossing it in the trash!
Recommended Reading: Trucking Grants
Become A Kindle Publisher
One of the best ways to put your talent to good use is by doing proper research to write and publish your own ebook. The constant growth of the Kindle platform is paving way for people to convert their passion for writing into a mode of steady income.
The majority of the time, the writers who publish their books tend to earn 70% of the sale which is a pretty decent amount.
Additional Read: If writing interests you, check out this list of 40+ websites that pay to write.
Become A Virtual Assistant
Theres an incredibly high demand for Virtual Assistants worldwide, and the best part is that you dont need to be in any specific location to do it, you can do it all from your computer or tablet!
Small business owners are willing to pay a handsome income to get their work done and manage their businesses uninterruptedly. The best part is you dont need any specific skills to become a VA !
Not sure, where to start? Heres a FREE list of 275+ services to pick from and start offering your VA services.
The only catch with freelancing services is to ensure that the clients that you get are actually genuine and will pay the money at the end of the completion of the task.
With the growing popularity of this specific niche of work, the rise in scammers is on the gradual rise too. So, be aware of which projects and gigs you are taking up.
Also Read I need money today for free: 15 Legit Ways to get it done!
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Who Can Apply For Government Hardship Grants During Emergencies
Anyone who need financial assistance can apply for these hardship grants, there is no restriction is you are a permanent resident of a country and Your age is more than 18 here is the list of people who can apply for these hardship grants
