Bluecross Blueshield Federal Employee Program
Federal Government Employees: Your FEP plan pays for your hearing aids!
The Blue Cross Blue Shield PPO Federal Employee Program typically covers hearing evaluations and essential hearing aids under the program for U.S. federal government employees and immediate family members. Final determination of benefits is made by Blue Cross Blue Shield.
- Hearing Specialists of DuPage is an in-network provider with BCBS PPO plans.
- Schedule a hearing evaluation appointment for hearing aids.
- Plan benefits are available to BCBS members in the Continental United States.
- Plan pays for essential hearing aids, can upgrade to hearing aids that support Bluetooth, Speech language translation, fall detection, health tracking and other popular features.
- 3 Year No-Fault Repair Warranty and Insurance Against Loss or Damage.
- 30 Day Trial period.
How Much Is Your Hearing Aid Benefit
So what is the benefit? Through both the BCBS Federal Employee Program and GEHA, you get a $2500 hearing aid benefit! That benefit is available to you whether you go to an in-network or out of network hearing aid center. At Hearing Group, we process claims with BCBS Federal and GEHA often. They have such a great benefit for anyone in need of hearing aids!
How Do I Know If Hearing Aids Work For Me
It takes time and patience to get used to hearing aids. You should wear your aids regularly to help you maximize the benefits of your hearing aids. Get familiar with your hearing aids and their features. Practice putting the hearing aids in and taking them out. Learn to adjust the volume in different listening environments. Test your aids in various listening environments and determine where you have problems hearing. The FDA recommends talking to a hearing healthcare professional about any problems hearing with your aids, and have changes made to your hearing aid settings if necessary. We recommend that you work with a hearing healthcare professional until you are comfortable and satisfied with your hearing aids.
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What Does Bluecross Blueshield Fep Offer In Terms Of Hearing Care Coverage
BlueCross BlueShield Federal Employee Program provides two options with varying levels of provided coverage for hearing aids and hearing care, depending on the variations you choose.
You must see someone from their Preferred Providers list , and the copayment is higher if you see a Preferred specialist.
- Routine hearing tests and hearing aids are not.
- Hearing tests related to illness or injury are covered.
- Testing and examinations for prescribing hearing aids are covered.
- Hearing aids for adults age 22 and over are covered but limited to $2,500 every 5 calendar years.
- Bone-anchored hearing aids when medically necessary, limited to $5,000 per calendar year.
- Hearing aids for children up to age 22, limited to $2,500 per calendar year.
- Benefits for hearing aid dispensing fees, fittings, batteries, and repair services are included in the benefit limits.
- Over-the-counter hearing aids, enhancement devices, accessories, or supplies are not.
Basic Option out-of-pocket costs are mostly copays.
Standard Option has fewer limitations, allowing you to see any doctor or specialist in or outside the network, including your audiologist. The copay is higher to see a specialist or to see someone outside the network.
The hearing test and hearing aid coverage are the same as it is for the Basic Option.
Standard Option has out-of-pocket costs that include a deductible, copays, and coinsurance.
Breaking News: House Passes Bill For Medicare Coverage Of Hearing Aids
Today, in a historic achievement, the House of Representatives this week voted to expand Medicare to cover hearing aids and related hearing health care services. By a vote of 230-192, the House approved HR 3, a bill that allows the federal government to negotiate prescription drug prices and uses the savings from lower drug prices to cover the costs of hearing, dental and vision health services.
While the House action is a significant step forward, much work remains to be done before Medicare coverage of hearing aids becomes a reality. HR 3 now goes to the Senate where there is opposition to negotiating drug prices. Many Senators, and as well as the Trump Administration, are exploring other ways to lower the cost of prescription drugs. Whether these alternatives will also include hearing aid coverage under Medicare remains to be seen.
While prospects for final action on HR 3 remain uncertain, this weeks House vote is a milestone achievement on an issue that has been an HLAA top priority for many years. HLAA was among the earliest and most vocal supporters of Medicare coverage for hearing aids, and worked closely with key Members of Congress this year to include the language in the prescription drug negotiation bill. As the issue moves forward, HLAA staff will continue working with Congress, Medicare experts, other hearing health care organizations.
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There was a time when a gramophone or rotary dial telephone represented the future, but an Eargo representative insists that today, its hearing aids are the future. They are rechargeable and are backed by lifetime professional support. The company is offering free remote hearing checks and consultations.
Ask How To Pay $0 On Brand Name Digital Hearing Aids
If you have insurance with Blue Cross Blue Shield, Carefirst Federal, Aetna Federal, United Healthcare Federal, Optima Health Insurance or GEHA, the these plans have been updated to make treating hearing loss for federal employees easier, more affordable, and depending on your hearing loss, most of the time it is free with Devon Hearing Aids.
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How To Access Member Benefits:
This benefit is only available to members of AFGE. If you are a member of AFGE, please . If you are not a member, but would like to find out how to become one, please visit the section.
Eargo is on a mission to change the way you think about hearing aids. Thats because Eargos aren’t your ordinary hearing aid. Theyre advanced, award-winning devices that are virtually invisible, fully rechargeable, and incredibly comfortable. Eargos are delivered right to your door in about 23 days, with remote support from our licensed hearing professionals, available at your convenience, on your schedule.
Every Eargo hearing loss solution includes:
- A pair of super small, medical-grade hearing aids
- Sleek, portable, charging case to take and recharge anywhere
- Lifetime, remote support from the leader in telecare hearing health
- Mobile app allowing you to further fine tune your devices
- Free and convenient shipping directly to your front door
- No in-person tests or appointments
Federal workers and retirees may even qualify to get Eargos at no costthanks to their Federal Employees Health Benefits . Check with your insurance provider for eligibility. Or you can call us with your insurance card handy and we will help you determine if you have coverage.
Plus, AFGE members get additional Eargo Flexis for free!
Start hearing life to the fullest again with AFGE and Eargo!
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Children With Hearing Loss
Children with hearing loss might be able to receive hearing assistive technology at no cost if their Individualized Education Program specifies they need the assistive technology in order to receive a Free and Appropriate Public Education . For more information, see the Individuals with Disabilities Education Act .
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How Do I Choose Hearing Aids
It is important to select the hearing aids that are convenient and easy for you to use, and provide the best compensation for your hearing loss. You will want to wear your hearing aids regularly. Other features to consider include parts or services covered by the warranty, estimated schedule and costs for maintenance and repair, options and upgrade opportunities, and the hearing aid company’s reputation for quality and customer service.
You should ask a licensed dispenser if the hearing aids you choose provide a trial/adjustment period during which your hearing aids can be returned for a refund. Most states require a mandatory trial/adjustment period. A trial/adjustment period will allow you to test out your hearing aids to see if it works well for you.
Dod Offers Hearing Aids For Retirees
The Department of Defense sponsors the Retiree-At-Cost Hearing Aid Program designed to help military retirees purchase hearing aids at some military treatment facilities at a special government-negotiated cost. The program is open to all military retirees who have hearing loss or tinnitus . Services for the hearing evaluation, hearing aid fitting and follow up hearing aid checks are part of the retiree benefits and are available at no cost. Generally, at least two visits are required. A list of participating facilities is available on the Military Audiology Association website. Facility availability may change occasionally, so call the closest clinic listed to determine if it is currently participating in the program.
For more on military benefits, visit the Military.com Benefits Center.
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Government Subsidies For Hearing Aids
The Office of Hearing Services, a subset of the federal Department of Health, provides eligible people with access to hearing services. This includes many services such as full audiological assessment of your hearing by a qualified clinician, access to a range of quality fully subsidised hearing aids and support in using and managing your hearing aids.
Who is eligible to get government assistance for hearing aids?
The provides access to hearing services depending on certain eligibility criteria. This is divided into a number of client groups such as older Australians, those under 26 years of age, veterans, Australian Defence Force and Aboriginal and Torres Strait Islander Peoples.
For older Australians, you must be an Australian citizen or permanent resident ages over 26 years of age and meet at least one of the following criteria:
- Hold a Pensioner Concession card
- Receive a Sickness Allowance from Centrelink
- A dependent of a person in one of the above categories
- Undergoing disability management service funded by the Australian Government and have been referred by a disability employment services case manager
As a veteran, you are eligible for access to services to assist in managing hearing loss if you are a Department of Veterans Affairs client and hold of the following:
- DVA Gold Card issued for all conditions
- DVA White Card issued for conditions that includes hearing loss
- DVA Pensioner Concession Card
Please note that it may take 3-4 weeks to process paper applications.
Does Bluecross Blueshield Federal Employee Program Cover Hearing Aids
Have you been confused trying to figure out if your BlueCross BlueShield Federal Employee Program insurance plan covers you for hearing aids?
If so, then youre in the right place.
In this article, well talk you through what your BlueCross BlueShield Federal Employee Program insurance plan includes when it comes to hearing healthcare and what your options are going forward.
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Travelers Protective Association Of America Scholarship Trust For The Hearing Impaired
3755 Lindell Boulevard, St. Louis, MO 63108Website: The TPA Scholarship Trust for the Hearing Impaired provides financial aid to children and adults with hearing impairment who need assistance obtaining devices, medical treatment or specialized education or services. There are no age restrictions or requirements for degree of hearing loss grants are based solely on financial need.
There are many national groups that have programs administered at the level of the local chapter. Not every local chapter participates in these hearing assistance projects, so youll have to contact the one in your area to determine if they can help. Some of the groups to consider are the Knights of Columbus, Lions Club, Rotary Club and Sertoma. If youre not sure if you have a local group for any of these organizations, your hearing care professional can help you find these and other sources for financial assistance.
How To Request A Reasonable Accommodation
Social Security is committed to communicating effectively with the public, which includes providing meaningful access to all SSA activities, programs, facilities, and services to persons who are deaf or hard of hearing.
We will provide you, free of charge, with a reasonable accommodation that enables you to participate in, and enjoy the benefits of, Social Security programs and activities. We cannot provide individually prescribed devices or other personal devices, such as hearing aids or cochlear implants.
You may request a reasonable accommodation for an upcoming appointment by calling us toll-free at1-800-772-1213 or 1-800-325-0778 , between 7 a.m. and 7 p.m., Monday through Friday. You may also write or visit your local Social Security office.
We currently provide several reasonable accommodation options to ensure that we communicate effectively with you, including:
- a certified and qualified sign language interpreter
- handwritten notes
- lip-reading or speech reading and
- telephone devices for the deaf .
Social Security will provide interpreter services at no cost to you. You may provide your own interpreter however, if you choose to do so, Social Security will not be responsible for paying your interpreter for their services. Generally, we cannot permit anyone younger than age 18 to serve as an interpreter due to the sensitive nature and complexity of Social Security matters.
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What Questions Should I Ask Before Buying Hearing Aids
Before you buy a hearing aid, consider asking a hearing healthcare professional these questions:
- Which type and style of hearing aids would most meet my needs?
- What special features do my hearing aids need to have to fit my lifestyle?
- Will I need one or two hearing aids?
- What is the total cost of the hearing aids?
- Do the benefits of newer technologies outweigh the higher costs?
- Is there a trial or adjustment period for me to try out the hearing aids?
- What fees are nonrefundable if I return the hearing aids after the trial/adjustment period?
- How long is the warranty? Can it be extended?
- What is covered during the period of warranty? Does the warranty cover future maintenance and repairs? Will loaner aids be provided when repairs are needed?
- How should I care for my hearing aids?
State And Federal Agencies
Department of Vocational Rehabilitation DVR will provide services to consumers who are deaf, hard of hearing or Deaf-Blind and meet DVR eligibility requirements. Assistance with hearing aids and other assistive listening devices may be provided to consumers who need such devices to secure or retain employment. DVR offices are located all around the state.
U.S. Veterans Administration The Veterans Administration will provide hearing aids and eyeglasses to veterans who receive increased pension based on the need for regular aid and attendance are permanently housebound receive compensation for a service-connected disability are former prisoners of war or have received a Purple Heart medal. Otherwise hearing aids and eyeglasses are provided only in special circumstances and not for normally occurring hearing or vision loss. For additional information, contact the prosthetic representative at the nearest VA health care facility.
MedicareMedicare specifically excludes hearing aids and exams for fitting hearing aids. Hearing and balance exams are covered only if ordered by a doctor to see if you need medical treatment. Standard qualifications for the Medicare program apply. Coverage is available, however, for cochlear implantation if all criteria for Medicare coverage are met.
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Hearing Aids From Non
Community clinics may sometimes have discounted or possibly even free hearing aids. Or if they dont, then social workers from the centers can provide others forms of support to hard of hearing and/or deaf people. This can range from referrals to regional hearing aid banks, state assistive technology loan programs, sliding fee scale programs, and resources for the disabled. A clinic will have a number of resources for medical needs, including hearing. Click more information on .
Senior centers can be a source of referrals and information. Staff and volunteers from the locations will coordinate workshops and hold information sessions. The elderly and their spouses can learn about grant programs, places to contact for hearing aids, and more.
There are some regulations that require government agencies, non-profit organizations, school, educational institutions, and employers to provide some form of access to communications. This may be required by state and federal government law in certain cases. Examples to this may be senior centers, mid-size to large employers, hospitals, and more. A place to learn more information on these laws is the Disability and Business Technical Assistance Center, and they can be reached at 949-4232.
How Do I Get Hearing Aids
Before getting a hearing aid, you should consider having a hearing evaluation to determine the type and amount of your hearing loss. The process can begin with a medical and/or audiological examination.
- Medical examination. The medical examination may be performed by any licensed physician including your family doctor or pediatrician, but preferably should be done by an ear, nose, and throat specialist . An examination of your ear, nose, and throat and possibly other testing can be done to rule out any medical reason for your hearing loss, such as infection, injury or deformity, ear wax in the ear canal, and, in rare cases, tumors.
- Audiological examination. An audiological exam, or audiogram, involves a hearing evaluation by a hearing health professional that specializes in evaluation, non-medical treatment, and rehabilitation of hearing loss to identify the type and amount of your hearing loss, to determine the need for medical/surgical treatment and/or referral to a licensed physician, and to provide rehabilitation of the hearing loss.
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Hearing Aid Banks / Programs
Local agencies serving people with hearing loss might also know about hearing aid banks and other resources, such as clinics that provide services on a sliding scale according to income, state assistive technology loan programs, and state financial assistance programs for children with disabilities.
Some states might also have hearing aid loan programs. For example, the Kansas Infant/Toddler Hearing Aid Loan Bank is a short-term hearing aid loan program for children up to three years old who have been newly identified with a hearing loss.