Example Of A Government Grant
The performing arts is one popular category for many government agencies awarding grants. For example, in early 2019 the U.S. Embassys Public Affairs Section in Moscow sought grant applications to identify and select American artists and performers to bring to Russia for short-term programs in the fields of music, dance, theater, film and television acting, and culinary arts.
Eligible applicants could include nonprofits, small businesses, and public or private universities grantees could receive up to $650,000 to produce performances in Russia. The goals of the grant included strengthening “people-to-people ties” between the U.S. and Russia and “showcasing American values by presenting the full range of American creativity and innovation.”
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No legitimate federal government employee would ever call you and tell you that you qualify or have been approved for a grant for which you never applied. Protect yourself from scammers that tell you that you need to pay a small processing fee to qualify to receive a grant for education costs, home repairs, home business expenses, or “money for nothing” grant offers.
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Regulation Changes And Policy Updates
The Fed made regulation changes to further add liquidity to the markets. For instance, the Fed made a number of technical changes to hold on to less capital so it can lend more. It temporarily removed the asset restrictions placed on Wells Fargo after its fake accounts scandal, so that Wells Fargo could lend more.
On Dec. 16, 2020, the Fed announced that its policy of quantitative easing would continue until substantial further progress has been made toward inflation and employment goals. The Fed expects this progress to take years, based on projections it also released that day.
On March 19, 2021, the Fed announced that it was letting its policy of relaxing bank reserve requirements expire on March 31, 2021, as scheduled. The policy, originally announced on May 15, 2020, temporarily allowed banks to exclude Treasuries and deposits with Fed banks from their balance sheets for the purpose of calculating reserve requirements, allowing them to lend more.
On March 25, 2021, the Fed announced that the temporary restrictions on dividends and buybacks that it placed on banks in 2020 would end after June 30, 2021, for banks that meet capital requirements during the 2021 stress tests. Restrictions were extended for banks that fail to meet capital requirements.
Government Giveaways For Seniors Programs
Federal and State Grants and Giveaways
The Federal government provides several program funded from the national budget to help those who are in need, including the elderly. That said, not every senior citizen is eligible for this help. There are some criteria set by the government to ensure that the money is given only to those who are unable to get such services because they cant afford it. Some good examples for this kind of program are the Medicaid and Section 8 Housing Assistance. That said, is there any other program available? Well, yes there are! However, most of the federal grants of this type are given to states agency or programs that support the elderly. For example:
The Nutrition Services Incentive Program Support the programs that are related to nutrition services for those in need, including the elderly. One of such programs is home-delivered meals, etc.
Capital Assistance Program for Elderly Persons and Persons with Disabilities Its a transportation grant that is aimed to provide help for needy people in the areas where theres no appropriate public transportation
Other programs include Housing for the Elderly, Retired and Senior Volunteer Programs, and the Foster Grandparent Program. However, these grant programs are unavailable for individuals.
Alternatives for Government Giveaways for Elderly
Now the question would be how to find such group in your area?
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Us Department Of Labor
The Department of Labor fosters and promotes the welfare of job seekers, wage earners and retirees by improving their working conditions, advancing their opportunities, protecting their retirement and health benefits, and generally protecting worker rights and monitoring national economic measures.
The Department of State strives to create a more secure, democratic and prosperous world for the benefit of the American people and the international community.
The Department of Transportation’s mission is to ensure fast, safe, efficient, accessible, and convenient transportation that meets vital national interests and enhances the quality of life of the American people, today and into the future.
The Department of Treasury is a steward of United States economic and financial systems, promotes conditions for prosperity and stability in the U.S., and encourages prosperity and stability in the rest of the world.
The Department of Veterans Affairs strives for excellence in patient care and veteran’s benefits for its constituents through high-quality, prompt, and seamless service to United States veterans.
The mission of the Environmental Protection Agency is to protect human health and the environment. Since 1970, the EPA has been working for a cleaner, healthier environment for the American people.
Government Grants: What Are They And How Do I Qualify
Government grants are monetary allotments from the US Government awarded to certain individuals who formally apply and are deemed eligible. These grants are given at the local, state, and federal levels of government. Government grants can be sought after and used for a variety of purposes such as to pay off debt, start a business, pay college tuition, etc. If you could use some extra cash for a legitimate reason that would inevitably increase the quality of your life in some manner, you may want to consider applying for a government grant.
One of the most appealing characteristics of government grants is that the recipient is not required to pay it back. No debt is incurred upon receiving a grant. It is not a loan, so it does not involve revenue sharing, direct appropriation, interest rate subsidy, loan guarantees, or any other form of technical assistance. If an applicant receives an award, that money then fully belongs to the recipient at which point they would then use the money for the intended purpose as stated in the application process. The reason the government awards grants is because they are interested in economic stimulation and are willing to allocate funds to certain individuals if they believe that the persons use of said money will advocate for economic growth in some way, either locally or nationally.
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Get Help With Utility Bills
Need help paying your heating or phone bill? These programs may be able to help:
The Low Income Home Energy Assistance Program helps low-income households cover heating and cooling costs. Grants are issued via states, which receive funding from the Department of Health and Human Services. Each state sets its own eligibility requirements, including income levels.
The Lifeline program offers discounted phone or internet service. You must meet certain eligibility requirements.
Grubhub And The Us Hispanic Chamber Of Commerce Are Giving Thousands Of Dollars In Grants To Latino
Restaurants have taken multiple hits during the ongoing pandemic. And while many business owners turned to Paycheck Protection Program loans, government intervention only helped so much. In fact, the Los Angeles Times reported a UCLA study found that majority-white areas got more PPP business loans than majority-Latino areas.
According to the U.S. Small Business Administration, 32% of Latino-owned small businesses closed between February and April 2020 compared to only 17% of their white-owned counterparts.
And while we are no longer in strict lockdown mode, we are, unfortunately, not out of the woods yet. People are still suffering, businesses are still suffering, and many business owners are afraid for the future.
Big Announcement: The United States Hispanic Chamber of Commerce Educational Fund Partners with to Launch $2 Million Grant Program for Hispanic-Owned Restaurants Across the Country
Thankfully, there are organizations out there willing to help. On Wednesday, Grubhub and the United States Hispanic Chamber of Commerce announced that they are partnering for a Restaurant Small Business Grant Program, an initiative that will give grants of between $5,000 and $10,000 to 300 Latino-owned restaurants in need.
Apply to the grant here. The deadline to apply is Wednesday, January 26, 2022 at 11:59 p.m. ET.
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Free Government Grants And Government Loans For Education
Grant Money for preschool children and nursery school education, private, primary and secondary schools, men and women to further their education, free money for college education, scholarships for athletes, business management, engineering, computer science, medical school, undergraduate, graduate, professional, foreign studies and many more.
Why Does The Government Give Grant Money
Some people may be skeptical that government grants are real because they seem too good to be true. They do exist and are available, and I have countless happy students who can attest to that. Heres what you need to know though. Grants exist for a purpose. The reason that the government gives money to individuals, organizations, and small businesses is that the grant funds fulfill a purpose. Although many of us would like to get grant money for a new, shiny sports car to tour the countryside, thats not how government funding works.
Government grants are awarded for the purpose of satisfying a greater need, often one which helps society. For example, governments give away money to help you get a higher education because out country is better off with educated people. Or you may get a home improvement grant to upgrade your energy efficiency because its better for us all to conserve our energy resources. Yet another example is that there are government grants for small businesses because small businesses help the economy thrive, help reduce unemployment, and make stronger communities.
Governments have the money for grants, and you have the ability to carry out the functions that the government needs to make society function well. So, yes, free government grants do exist, and you and the government can join together to put the funding to good use.
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Anna Carlson And Marnee Mccormick
Saving Lives with Better Training
In a mine, there’s no substitute for safety training simulations. MSHA-certified health and safety trainers Anna Carlson and Marnee McCormick have long wanted a mobile training trailer, but lacked the funds. Now our $50,000 grant is making that trailer a reality, making it possible to simulate potentially life-threatening scenarios. “You can only talk about a topic so much before everyone thinks they know everything,” Carlson said. “You need to find a different way to approach the subject matter and teach it, which is what we are trying to do.”
Here Are Five Ways To Spot A Grant Scam:
Stimulus And Relief Package 4
On Dec. 21, 2020, the U.S. Congress passed a $900 billion stimulus and relief bill attached to the main omnibus budget bill. The president signed the bill on Dec. 27, 2020, but urged Congress to increase the direct stimulus payments from $600 to $2,000. Its contents, as of Dec. 28, 2020, included:
If you haven’t received it yet, you can check the status of your stimulus check through the Get My Payment portal offered by the IRS.
You Have Been Awarded A Federal Grant That You Can Spend Any Way You Like
Federal grants are usually awarded for specific programs, research or projects most often to local governments, organizations, institutions and universities. Beware of any individual who promises a government award that can be spent on paying down tuition or credit card debt, or home electronics and décor.
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William Bieber And Elizabeth Hardie
Protecting Alaska’s Miners
With a $142,249 state grant from our Mine Safety and Health Administration, Alaska’s Mining and Petroleum Training Services teaches about 800-900 people every year. When COVID-19 forced them to move their training online, they discovered an unexpected benefit: They could offer training every week, unlike their face-to-face trainings, which were reliant on cooperative weather. “Not one of our students who attended this class was seriously injured in a mine,” said executive director William Bieber. “That’s a great record and something we’re very proud of.”
Discontinued Federal Reserve Programs
Most of the Feds special lending programs have been discontinued either due to decisions made by the Fed or through an announcement on Nov. 19, 2020, by then-Treasury Secretary Steven Mnuchin that he would not authorize extending five of them, which were partially backed by the Treasury Departments ESF.
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How Government Grant Scammers Try To Trick You
- Scammers reach you in lots of ways. You might see ads online for government grants. Scammers might call you, but use a fake caller ID so it looks like theyre calling from a federal or state government agency. Some send texts or emails, saying you may qualify for free money from the government.
- Scammers make big promises. They might say you can use this so-called free money or grant to pay for education, home repairs, home business expenses, household bills, or other personal needs.
- Scammers try to look official. Besides faking their phone number, theyll pretend theyre with a real government agency like the Social Security Administration. Or, theyll make up an official-sounding name of a government agency, like the Federal Grants Administration, which doesnt exist.
- Scammers ask you for information or money. Government grant scammers might start by asking for personal information, like your Social Security number, to see if you qualify for the grant . Then theyll ask for your bank account information maybe to deposit grant money into your account or to pay for up-front fees. But sometimes, scammers will ask you to pay those fees with a gift card, cash reload card, money transfer, or with cryptocurrency. And thats always a scam.
- Scammers try to be convincing. They might even promise a refund if you arent satisfied. But thats a lie. Once you give your bank account information, or pay fees, your money will disappear. And, youll never see the grant they promise.
Quick Facts About The Government Grant Process
- Government grant applications and information about them are free.
- The names of agencies and foundations that award grants are available for free at any public library or on the Internet.
- The only official access point for all federal grant-making agencies is www.grants.gov.
- There are no fees associated with applying for a government grant.
- ALL government grants involve an application process to carry out projects with a public purpose and are not intended for personal use.
- You will not be contacted by the government to make you pay for a grant.
If you think that someone has fraudulently represented Grants.gov or HHS, contact the HHS Fraud Hotline at 1-800-447-8477 and email .
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How They Try To Trick You
Whether you see them in your local paper or a national magazine, or receive direct phone callscon artists generally follow a familiar script to gain access to your bank accounts or to get you to make unnecessary one-time payments to them.
Look and listen for these tell-tale lines:
- “This grant/scholarship is guaranteed or your money back.”
- “You can’t get this information anywhere else.”
- “I just need your credit card or bank account number to hold this grant/scholarship.”
- “We’ll do all the work. You just pay a processing fee.”
- “The grant/scholarship will just cost you a one-time fee.”
- “You’ve been selected” or “you are eligible” to receive a grant/scholarship.
People who run scams often claim to provide help and sometimes claim to be “federal government” officialsdont be fooled by these scams that request money from you. It is illegal to ask you to pay to apply for or to increase your odds of being awarded a federal grant.
Be careful to watch for scammers that falsely use HHS symbols and language to trick you and others. Fraudsters in the past have used the words and letters of HHS programs to give the false impression that their costly seminars or pay-per-use grant application tools are approved, endorsed, or authorized by HHS. HHS never endorses or uses private companies or individuals for these purposes.