Monday, September 26, 2022

How Can I Get Help From The Government

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What About Unemployment Benefits

Coronavirus relief money: How much you could receive and how the government will get it to you

Each state operates its own unemployment benefits program. Depending on your states program and requirements, you might be able to qualify for an unemployment insurance program in your state. These programs pay a cash amount if you lose your job through no fault of your own. Some states also provide extended unemployment benefits when there is high unemployment, meaning you can collect on your unemployment insurance for 13 weeks. You can apply for an extension once your regular unemployment benefits run out. Although the details for how to apply and qualify vary by state. And remember, you must report all unemployment benefits you received in a given calendar year as income when you file your taxes for that year.

In addition to unemployment benefits through your state, the federal and state government work together to provide all kinds of unemployment help and job training programs. If youve been laid off from a job, there are a number of employment and training programs run by the U.S. Department of Labor. These include retraining programs to apprenticeship programs to vocational skills programs to special programs for farm workers, refugees older Americans still in the workforce, and Native Americans. You can learn about all of these different programs and what you might be able to apply for at the U.S. Department of Labors CareerOneStop.org site.

Find Affordable Rental Housing

People with low income Low Income: a total family income thats no more than the Section 8 low-income limit established by HUD. Individuals are considered one-person families., seniors Senior: for housing benefit eligibility purposes, a person who is 62 or older., and people with disabilities Person with a Disability: a person whose physical or mental impairment substantially limits one or more major life activities, such as eating or walking. may qualify for help from the U.S. Department of Housing and Urban Development to get affordable rental housing. HUD doesn’t own rental property. It gives money to states and building owners, who in turn provide low-income housing opportunities.

Check What Benefits You Can Get

You can use a free benefits calculator to check which benefits you can get. Youll need to be a British or Irish citizen and over 18.

Youll need details of your:

  • savings
  • existing benefits

Youll need these details for your partner if you have one.

You can use the Turn2us or Entitledto benefit calculators to check which benefits you can get.

You can also ask your nearest Citizens Advice to help you work out what benefits you can get.

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Us Department Of Agriculture

The USDA offers a number of programs aimed at all sectors of the agricultural community. Programs include farm loans, housing assistance,loans and grants for rural economic development, loans for beginning farmers and ranchers, livestock insurance, and more.Detailed information on all USDA programs, including how to apply, can be found on the USDA Grants and Loans program webpage.

Check What Help You Can Get From Your Local Council

o yes poor people should not get government help but i ...

Your local council might give you vouchers to help pay for day-to-day essentials like:

  • a hot meal

  • second-hand furniture

  • household appliances, for example a cooker

This help is known as ‘welfare assistance’ or the Household Support Fund. Each council runs their own scheme. The help on offer and who can get it varies. Find your local council on GOV.UK and ask them if they run a welfare assistance or Household Support Fund scheme that could help you.

You dont have to be getting benefits to get help from your local council. If you do get benefits, they wont be affected if you start getting money from a welfare assistance or Household Support Fund scheme.

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Natural Resource Sales Assistance Program

In addition to the billions of dollars spent purchasing goods and services, the federal government also sells large amounts of natural resources and surplus property. The SBA Natural Resource Sales Assistance Program sets aside a percentage of these goods for bidding by small businesses only. In addition, federal agencies sometimes divide surplus materials into smaller parcels, making it easier for small businesses to purchase. The five categories are:

  • Timber and related forest products.
  • Strategic materials.
  • Leases involving rights to minerals, coil, oil and gas.
  • Surplus real and personal property.

The program also provides training for small businesses on government sales and leasing.

Get Free Or Reduced Healthcare For Your Kids

If you are having trouble paying for health care for your children and meet low-income requirements, you may be eligible for free or reduced coverage through InsureKidsNow.gov.

Here, you can learn more about services like CHIP and local Medicaid programs. You can also find health care providers in your area–even dentists!–and apply for your states specific programs.

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Ways The Government Could Help Your Small Business

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For business owners, it can be easy to think of the government as a giant hassle. Theres all that red tape you have to fight for necessary permits, then of course theres paying taxes, certifying employees, complying with all local, state, and federal laws, and the list goes on.

Still, despite the day-to-day hurdles that take up so much time and attention, our government traditionally has found many ways to support small business and foster growth. Heres a list of the ways, large and small, that local, state, and federal government work to help your small business.

Fannie Mae And Freddie Mac Loans

Coronavirus relief money: How much you could receive and how the government will get it to you

For mortgage loans backed by Fannie Mae and Freddie Mac, the Federal Housing Finance Agency has extended the foreclosure moratorium on real estate owned evictions until Sept 30, 2021. REO properties are bank-owned properties that were seized as a result of default.

Meanwhile, the Secretaries of USDA, HUD, VA, Treasury, and FHFA Acting Director extended foreclosure moratoriums for those agencies through Sept. 30, 2021.

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Can You Still Withdraw Up To $100000 From Your 401 Without Penalty

No. The CARES Act let you withdraw up to $100,000 from your 401 penalty-free until Dec. 31, 2020. However, if you withdrew funds before the deadline you have up to three years to pay the taxes owed on that withdrawal provided you or a member of your family had COVID-19 or you experienced “adverse financial consequences” due to COVID.

If You Need Help Paying For Housing

Housing Choice Voucher Program

What it is:

This program helps families, seniors, and people with disabilities find affordable, safe, and clean housing. If youre eligible, youll receive a voucher from your local public housing agency that you can use to pay for all or part of your rent, and you wont ever owe more than 30 percent of your income.

Who is eligible:

Eligibility for a housing voucher depends on your annual income and family size. Typically your state determines your Area Median Income. This means 50 percent of people in your area make more than this amount, and the other 50 percent make less. If your income is under this amount, youll be eligible.

How to apply:

To apply for a housing voucher, youll want to reach out to your local public housing agency. You can also use this resource to find apartment owners that offer reduced rents and apply directly with their management offices.

Low Income Home Energy Assistance Program

What it is:

LIHEAP helps pay heating and cooling bills , as well as low-cost home improvements that make your home more energy efficient. Examples of these improvements include repairing leaky doors and windows, installing insulation, and replacing inefficient air conditioners.

Who is eligible:

LIHEAP eligibility depends on your income and family size. Families that qualify for SNAP or other benefit programs usually qualify automatically. You can see if you’re eligible for LIHEAP here.

How to apply:

COVID-19 Eviction Ban

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Transportation Rules For Humanitarian Goods From Eu Member States

Documents package for shipping humanitarian aid to Poland

1. Packing list.

2. Registration in the system

3. Proforma invoice related to the declared value.

4. Gift certificate .

5. Shippers export declaration EX-1 or -1. Can be filled in at the checkpoint.

6. recognized as humanitarian aid.

7. Special permit for following categories of goods:

  • For medication containing controlled substances a pharmaceutical permit is required.
  • For dual-use goods a permit from the Ministry of Development of Poland or a permit from the exporting country is required.

ATTENTION! Large cargos should be preferably shipped via the Polish Strategic Reserve Agency .

Documents package for shipping humanitarian aid to Romania

1. Packing list.

2. Cover letter from the organization or an embassy sending the humanitarian consignment to Ukraine with information about the recipient, car number plate, date of departure, nature and volume of the cargo.

ATTENTION! The weight must be specified precisely or as accurately as possible.

3. recognized as humanitarian aid.

Documents package for shipping humanitarian aid to Slovakia

1. Packing list.

2. Gift certificate or any similar document indicating the sender and the recipient of assistance .

3. Shippers export declaration EX-1. Can be filled in at the checkpoint.

4. recognized as humanitarian aid.

Documents package for shipping humanitarian aid to Hungary

1. Packing list.

4. recognized as humanitarian aid.

Special Supplemental Nutrition Program For Women Infants And Children

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WIC provides low-income women and their young children with healthy food, nutrition counseling, and referral to health, welfare, and social services agencies. WIC is a federal grant program administered by the government through 90 WIC agencies and approximately 47,000 WIC retailers.

To be eligible, the mother must be pregnant, nursing, or postpartum with infants or children . There are additional income requirements posted on the WIC FAQ webpage.

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Allergy Shots And Epinephrine Injectable Products

The Ontario Drug Benefit program covers 100% of the cost of your allergy shots and epinephrine injectable products , which are used in response to severe allergic reactions.

When you go to the pharmacy to get:

  • allergy shot medication, you need a prescription AND a Special Authorization Allergen form from your doctor or nurse practitioner
  • epinephrine auto-injector, you ONLY need a prescription from your doctor or nurse practitioner

Antihistamines and mixtures used in testing for allergies are not covered by the ODB program.

Financial Help From Yourself

Instead of financial help from the government or your lenders, you may have some do-it-yourself options.

One would be a 401 loan or hardship withdrawal if you have a significant balance in your account. In general, it’s best to avoid touching your 401 before retirement, but in a serious financial crisis, it might be your only option.

For many people, pre-pandemic commuting costs were higher than they are now. One area not given a lot of attention is car insurance. If you drive less, you can likely lower your insurance costs. Contact your auto insurance company and ask what options are available to you.

On a more everyday level, you might also take another look at your spending to see if there’s anywhere you could still cut back or any major expense you might put off, at least for the time being.

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Financial Assistance For Individuals

Congress passed several bills to address the financial fallout of the COVID-19 crisis. The first one was the Coronavirus Aid, Relief, and Economic Security Act , which was passed in March 2020 and signed by President Donald Trump. This law included a direct $1,200 payment for qualifying individuals.

An additional direct stimulus payment of $600 was included in the Coronavirus Response and Relief Supplemental Appropriations Act of 2021, which was signed into law by President Trump in December 2020.

A third stimulus check of $1,400 to qualifying adults and each of their dependents was authorized through the American Rescue Plan Act of 2021, signed into law by President Joe Biden on March 11, 2021.

The act also included an extension of unemployment benefits and a continuance of eviction and foreclosure moratoriums through July 31, 2021. A subsequent order by the CDC extended the July 31, 2021 eviction moratorium to Oct. 3, 2021, but was struck down by the Supreme Court on Aug. 26, 2021. Foreclosures, though, were not impacted by the latest CDC or Supreme Court actions.

President Biden also extended payment deferments on most federal student loans through at least Sept. 30, 2021. The deadline for student loan payments, interest, and collection activity was extended by the Department of Education until May 1, 2022.

You can check on the status of your stimulus check through the IRS’ Get My Payment portal.

Receiving Benefits From Ontario Works Or Ontario Disability Support Program

Federal unemployment ending in one month: Unemployed Floridians can get more help

If you receive benefits from one of these programs, you are automatically covered by the Ontario Drug Benefit. You pay up to $2 for each drug filled or refilled and you do not have to pay a deductible.

If you are aged 24 and under and have no private insurance or are receiving benefits from one of these programs, you do not have to pay the $2 for each drug filled or refilled.

Ask your Ontario Works or Ontario Disability Support Program case worker how it works. Your pharmacist can also tell you.

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Career Training & Job Placement Assistance

A hard thing for a mother is being stuck in a dead-end job. Most of these jobs only offer long hours with little pay.

There are hundreds of job training programs out there for single mothers. There is also employment placement programs available. The key is finding the right ones for you.

  • Goodwill Goodwill supports single mothers and offers a variety of programs for balancing your career, family and finances as a single mother.
  • The U.S. Department of Labor This federal department has several resources available right on their site that can get you started in a career training program.
  • Womens BureauThe womens bureau resources page has a lot of resources for job training and placing, as well as other programs to help women in the labor force.
  • Local Career Assistance Centers Most cities and even counties and towns have career support centers. Most of these agencies work directly with the government and your states unemployment services. They can help with career training and aid in finding you better employment. To find a center near you, do an online search.

Ndp Leader Jagmeet Singh Is Confident His Party Can Secure The Social Programs And Other Policies That Prime Minister Justin Trudeau Has Promised To Implement

Alex Ballingalltimer

OTTAWA NDP Leader Jagmeet Singh says he would be willing to pull out of a new deal that props up the Liberal minority government for the next three years, but that he is confident his party can secure the social programs and other policies Prime Minister Justin Trudeau has promised to implement in their accord.

Were not going to let the Liberal government off the hook, Singh told reporters near Parliament Hill on Tuesday, shortly after details of the Liberal-NDP deal were published.

Despite campaigning in the past two elections with rhetoric that attacked Trudeau as untrustworthy and beholden to corporate interests, Singh said he has faith the Liberals will abide by the deal, which is now a public document that Singh described as a new tool for New Democrats to secure their policy priorities in Canadas minority Parliament.

And if the government doesnt follow through with what it agreed to, Singh said he is willing to drop out of the accord.

Were going into this eyes wide open, he said. If they fall short the deal doesnt continue.

Asked about how his NDP caucus reacted to the deal, Singh said some MPs were enthusiastic, while others raised concerns about whether they would still be able to hold the government to account.

It also wont stop the NDP from opposing government measures the party disagrees with, including hypothetical back-to-work legislation for striking workers.

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What Will Disqualify Me From Getting A Health Insurance Subsidy

You wont qualify for a health insurance subsidy if you can get affordable health insurance by other means. For example, if you could get affordable health insurance through your job, but youd rather have a health plan purchased through your health insurance exchange, you wont qualify for a subsidy.

The law makes an exception about this if the health insurance your employer offers is lousy, or if the coverage isnt affordable:

  • The Affordable Care Act defines “affordable” as health insurance that costs you less than 9.83% of your income in 2021 .
  • If the health coverage available through your job doesnt provide minimum value, then it wont disqualify you from getting a subsidy just because its available. For a plan to provide minimum value, it has to pay an average of 60% of covered costs, and include “substantial” coverage for inpatient and physician care.

However, if you choose to enroll in employer-offered health insurance even though its not affordable or doesnt provide minimum value, then you wont be eligible for a subsidy as long as youre enrolled in the employer’s health plan. The government isnt going to give you help paying for health insurance if you already have job-based health insurance.

You wont qualify for a subsidy if youre enrolled in government-sponsored health insurance such as the Childrens Health Insurance Program, the Veterans Administration, Medicaid, or Medicare .

Get Help And Support For Your Business

When you think the global economy can

Your business can get advice and financial help from government-backed schemes. Enter your details and select the type of support you need.

Get financial support if your business is affected by coronavirus .

You can also get:

If youre unemployed or on benefits you may be able to get extra help through your Jobcentre Plus work coach.

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