When You Can Get A Free At
The Biden administration is working on launching a website where anyone will be able to order test kits for free, though it has yet to make the site public. However, starting Saturday, insurance providers will be required to reimburse customers for test kits purchased.
Several states — including Washington, New Hampshire, New Jersey, , Ohio, Oregon, Massachusetts, Iowa, Connecticut and Colorado — have already started issuing free at-home COVID tests to residents.
Washington, DC, is making at-home tests available for pickup at area libraries while other cities, such as New York and Boston, are distributing them to local health clinics. We’ll continue to update this list as more start offering free COVID tests.
Massachusetts and Connecticut both recently announced ambitious plans to distribute millions of tests, but hit supply-chain snags: The hold-up in Massachusetts forced some schools to delay reopening after the holiday break, according to WCVB in Boston. After a rough start, Connecticut has picked up the pace, delivering 1.8 million tests to residents in the week ending Jan. 7, according to CT Insider.
Receive Additional Medical Discounts For Non
In addition to your monthly medical insurance premiums, you may still have to pay cash for certain expenses not covered by insurance.
HealthFinder.gov offers free resources to help you find the various government medical assistance program to get discounted prescriptions, medical testing, and medical care.
Grant For Home Repair
As your house is in need of repair and it is urgent. You may get free money form the government as the government spends around $300 billion for repairing and maintenance of the house for general people. The question is are you eligible to get this money? Okay, you need to be a senior income earner and you are struggling a very tough condition under a recession.
However loans or grants as free money that you never pay back is waiting for you. There are government agencies, nonprofit organization and state agencies have so many programs for those people who need free money.
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Get Free Money With Opinion Sites And Apps
Online survey sites are notorious for paying very little for time spent. However, when you consider that most of the tasks you need to complete to earn cash are mindless, it may or may not be worth your time.
Already mentioned in this post is one of the top sites for paid surveys Swagbucks. You can use them to earn some cash by taking surveys and doing more than 10 different activities.
Here are other survey sites that give you a sign-up bonus.
Sell Your Excess Bandwidth: Up To $30 A Month
Ive seen a lot of buzz lately around a new app called Honeygain. According to the site, you can earn up to $30 a month when you share 10 GB a day of your unused net traffic with data scientists.
Just install the app , connect it to the Internet, and earn rewards passively. On average, it takes users 48 days to reach $20.
Before you get started though, make sure youre truly on an unlimited plan as it sounds like this could chew through a lot of bandwidth in hurry!
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Miscellaneous Government Assistance Programs
Whether you need assistance with your phone service, starting a business, or have suffered a job loss, there are programs that can help.
Lifeline
Lifeline is a discount cell phone service administered by the FCC, and is available to low-income people in every U.S. state, territory, commonwealth, and on Tribal lands. The cost is $9.25 per month.
In order to use Lifeline, you must meet certain income eligibility requirements. This means your income should be at or below 135% of the federal poverty level. You may also be eligible if you participate in certain assistance programs including:
- Medicaid
- Federal Public Housing Assistance
- Certain Tribal assistance programs
Lifeline provides both cell phone and landline service and works with broadband. However, you may only use the Lifeline program for one service FCC rules prohibit more than one Lifeline service per household.
FCC takes big step in automating Lifeline eligibility verification. For more info, visit: #ProtectingConsumers#Lifeline
The FCC
If you find that you need help with your phone service but dont qualify for Lifeline, there are other ways to get free or discounted cell phone service.
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Small business loans
If youre interested in having your own business but dont have the start-up capital, a loan from the Small Business Administration can help.
Temporary Assistance for Needy Families
Senior benefits
Unemployment benefits
Switch Banks: Up To $500
According to Bankrate, switching banks could pad your account with an extra $50-500!
Why do they give you free money just to move your money around?
Because they know switching banks is a pain! And once you do, youre likely to be a customer for a while.
Just make sure to check the fine print to make sure you can meet the minimum deposit and monthly balance requirements.
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Get Free Money For Your Kids Using The Resp
When you open a Registered Education Savings Plan for your kids future education, the government matches 20% of your contributions up to $500 every year.
This grant money amounts to a free $7,200 that your child can put towards their tuition and college expenses later on.
U.S. citizens can use similar tax-advantaged 529 plans.
Compensation When Youve Been Scammed
Have you been ripped off? Maybe when you were urged to send money to collect your prize from a phony sweepstakes, or if you paid for an item you never got from an online store that seemed a little sketchy.
The Federal Trade Commission can help you get some money from the scammers.
First, you need to file a complaint with the agency, explaining what happened and how much you lost. If the FTC gets enough complaints, it takes legal action against the company, recovers money and sends checks to customers. Officials say they try to return as much money as possible to each victim.
Recent FTC checks have gone to people who fell for fraudulent business opportunities, and for shoppers who paid for LED lightbulbs that didnt work well.
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Find Unclaimed Pension Funds
Okay, one more not-really-free-but-yours-already resource. If youve left a company due to acquisition, merger, or layoffs, you may have been too preoccupied with your next career move to remember pension funds. Luckily, the Pension Benefit Guaranty Corporation can help you reconnect with this forgotten money.
Visit pbgc.gov to check your name and information against their database. There are currently almost 73,000 names on their unclaimed pensions list. So you may very well find some money you had forgotten all about!
Add Your Story If Possible
Every organization is serious about the serious cases. There are tons of applications dropping every day, but not all the applicants are going to get assistance on the same day. There is a limitation of funds and restrictions. Additionally, the organization sort out the application that explains urgent assistance as free money to protect any danger in human life.
So it would help if you were so tactful to let them know your pathetic story. Truly, you may have a very bad situation due to no money which can bring a very dangerous situation in your life. You should explain to make sure you can be prioritized to provide free money.
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Survey Websites And Apps
You can earn cash by participating in market research through many survey sites. This is an easy way to earn some extra cash. While you will probably not make $100 fast overnight by completing surveys, it can help you reach your goal if you combine it with other money-making methods.
Here are some of the top-paying surveys sites that will pay you to complete online surveys:
Swagbucks
Swagbucks is a popular rewards site that pays you to perform a variety of online activities, including participating in market research, or online surveys. Swagbucks is one of the best and highest-paying survey sites you can join to make money online by taking paid surveys. You can earn anywhere from $0.05 to $2.50 per survey with Swagbucks. Some surveys can pay as much as $25-$35.
Apply For Educational Grants
College is expensive. We all know that. In fact, the 2017-18 school year saw tuition averages of almost $35,000 for private colleges and just under $10,000 for state colleges. Ouch.
If you want to further your education but cant afford the high costs of tuition, room, board, books, and more, an education grant might be a great option. The best and most broadly-offered funding source is the governments Federal Pell Grant. This awards as much as $5,920 to students each year that they qualify for need. And it doesnt need to be repaid .
In order to qualify, youll need to complete a FAFSA. You can view all of the details for the Pell Grant at ed.gov.
Beyond that, though, there are hundreds of excellent grants available to students based on interests, major or career sought, and even local areas. I was surprised to find that some organizations even offer grants to students who are left-handed!
You should, of course, shoot for the governments Pell Grant first. But then fill out as many grant applications as you can find from other organizations and companies. A great place to find them is the College Grants Database.
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Grants For Needy Family At Bad Time
In some cases, the reality may be different and cruel. It may be so hard to survive and there is government program to help the needy families with grants. So if you are worried for your recent financial hardship like food assistance, child care, housing assistance and many more, you can get grants from temporary assistance for needy families.
The Rural Housing Repair Loans And Grants Program
The Rural Housing Repair Loans and Grants program offers loans and grants to qualified homeowners for home improvements and repairs in the rural areas.
You can either apply for the loan or the grant. The loan can be repaid over a 20 year period at 1% interest. The grant is free money and it is up to $7500.
This free money program from the government can be used to repair or safely remove hazards like collapsing structures, lead paint, and so on.
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Refinance Your Debt: $200+ Per Month
Since interest rates are so low, you may be eligible to consolidate or refinance your existing debt.
Credible is a great resource to shop for student loan refinancing options, while LendingTree may be worth a look for your mortgage rate options.
If you can score a lower interest rate and reduce your payments, that adds cash to your bottom line every month.
Undelivered Federal Tax Refund Checks
Refund checks are mailed to your last known address. If you move without notifying the IRS or the U.S. Postal Service , your refund check may be returned to the IRS.
If you were expecting a federal tax refund and did not receive it, check the IRS’Wheres My Refund page. You’ll need to enter your Social Security number, filing status, and the exact whole dollar amount of your refund. You may be prompted to change your address online.
You can also to check on the status of your refund. Wait times to speak with a representative can be long. But, you can avoid waiting by using the automated phone system. Follow the message prompts when you call.
If you move, submit a Change of Address – Form 8822 to the IRS you should also submit a Change of Address to the USPS.
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Wait I Heard That The Government Was Giving Handouts
I know what youre thinking. You heard a squabbling talking head proclaim that people are getting all sorts of freebies. You may have come across social media posts promoting COVID-19 relief grants. And, what about the people who are getting paid not to work?
Sure. Some people are certainly rigging the system here. But, their fraudulent behavior will catch up to them. Again, the government doesnt just give money away.
For example, the infamous Welfare Queen stereotype is a myth. Those relief grants are scams. And, not only do people pay into unemployment, thats only temporary and cant be sustained forever.
At the same time, there are federal benefit programs designed to help individuals and families in need become self-sufficient or lower their expenses. And, these programs were crucial throughout the pandemic.
But, there are additional government services and programs to assist people with a disability, students, small business owners, and seniors. While this may seem like free money, its often money thats owed to you because theyve been funded through taxes.
Moreover, there are specific qualifications that you must meet. And, there may even be some strings attached. One example would be loans from the Small Business Administration. While non-profits and select fields may be eligible for grants, most small businesses will receive a loan with a more favorable interest rate.
Types Of Canadian Grants
The federal government has thousands and thousands of dollars available in grants for all different kinds of people and purposes. Odds are that if you are a working Canadian citizen, there is a grant out there for you. If you are starting a new business, buying your first home, remodeling your business, going to school, or a number of other situations, you government can help.
The way it works is that the purpose of the Canadian government is to invest in the future of the country by helping people to get involved and be successful in the long-term prosperity of the country. This might mean you are furthering your education or making your house more energy-efficient when the government knows you are putting the money to good use, they are more than happy to give it to you.
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Apply For College Financial Aid With The Fafsa
If anybody in your family is attending college, take a few minutes to complete the FAFSA .
This application is used by the U.S. Department of Education, your state government, and the university to determine how much need-based financial aid you qualify for.
Without the FAFSA, your aid package will not include:
- Federal Pell Grants
- Work-study programs
- College need-based aid
In other words, your only three payment options for college without the FAFSA are cash, scholarships, and private student loans with notably higher interest rates. A FAFSA application is required to receive any type of federal student loan.
The application window for each FAFSA filing season opens October 1. As some aid is distributed on a first come first serve basis, file as early as possible to have the best chance of getting the most aid possible.
In addition to being free, the application only takes a few minutes to complete. It can really be one of the easiest ways to get free money.
Gofundme Small Business Relief Fund
Crowdfunding company GoFundMe has partnered with partners to provide a COVID-19 relief fund for small businesses. Your business may receive a matching grant when you raise $500 through your own GoFundMe campaign, as long as you can verify that your business has been negatively impacted by the coronavirus. Funds must be used to pay business expenses or care for employees.
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Get Help With Foreclosure
- Where to find it:
The threat of foreclosure, unfortunately, is always there for many families.
If youre struggling with your mortgage payment and know you may not be able to keep up with it, there is a great home mortgage payment assistant program that can help.
The program is known as the Homeownership Preservation Foundation and it offers a free hotline that you can call to talk to specialists who will guide you through the process.
They even help you set up a plan that works with your current income level.
You can call the toll-free number at 888-995-HOPE.
You can also visit 995HOPE.org.
Join Sites That Give You Free Money To Invest In Stocks
There are several companies that offer free stocks online through their services and apps. You can then choose to hold for the long-term or sell for a quick profit. Some companies may even pay dividends.
If you are looking for ways to earn free money, you can try to see how you can get free stocks from the best investment apps:
Robinhood
Robinhood offers you a chance of earning a free stock valued between $2.50 and $200 by playing their pick-a-card game of chance. There are no minimum balance requirements to open an account and its completely free . We are an affiliate partner of Robinhood and may receive compensation when you click on their links.
M1 Finance
M1 Finance offers the opportunity to get a free stock worth $10 when you sign up for an account. After creating an account for free and depositing money, you set your stock and index selections and have M1 Finance automate your investments on your behalf.
Acorns
Acorns is a financial app available via iOS and Android phones. This app rounds up your purchases on linked credit cards to the nearest dollar and invests that amount for your future. You will get $10 when you sign up for a new account with Acorns. Acorns also allows you to earn cash back on your everyday purchases at select stores. You can set up your cash back earnings as recurring investments.
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